18+
130,000+
$73+ Million
A+ RATED
$100 OR LESS
Things break. Life shouldn’t.
A transmission can quit. A water heater can stop heating. A repair bill can get big quickly.
Fenix Protect helps make those moments easier with vehicle and home service contracts designed to help cover eligible repairs when covered systems, appliances, or vehicle components fail.
Your deductible is $100 or less, depending on your plan. So when something covered breaks, you already know the number you’re responsible for.
That’s the Fenix Protect difference: less guessing, fewer surprises, and a little more room to get on with your life.
Protection for your car, your home, or both
You shouldn’t have to sort through confusing protection options just to figure out what makes sense. Fenix Protect keeps it straightforward with service contracts for the two places where unexpected repairs can really disrupt your day: your vehicle and your home.
Vehicle Service Contracts
Your vehicle may be covered by a manufacturer’s warranty when it’s new. Eventually, that coverage ends. That’s when an unexpected repair can become your problem.
A Vehicle Service Contract can help cover eligible mechanical and electrical repairs after the manufacturer’s warranty ends, according to the terms and limits of your contract.
Plans are available for a range of vehicles, ages, and mileage levels. Coverage varies by plan, so we’ll help you understand your options before you choose.
Explore Vehicle Service Contracts
Home Service Contracts
Your furnace doesn’t care that it’s February. Your water heater doesn’t check the calendar before it quits.
A Home Service Contract helps cover eligible home systems and appliances when they experience covered failures from normal use. Depending on your contract, covered items can include systems such as heating, air conditioning, plumbing, electrical, and water heaters, along with common household appliances.
You don’t need a home inspection to get started. Covered items do need to meet the requirements of your contract, and problems that existed before coverage began aren’t covered.
Explore Home Service Contracts
Home + Auto Service Contracts
Why keep separate plans for two of the biggest sources of unexpected repair costs?
Fenix Protect also offers home and auto service contracts that bring protection for your house and vehicle together. One contract. One deductible. One less thing to keep track of.
It’s a simple way to prepare for the possibility that your house and car both decide to have a bad week.
Learn About Home + Auto Protection
Know your number before you need it
A major repair can cost far more than most people expect. The frustrating part isn’t always knowing that something broke. It’s wondering what the repair is going to cost.
Fenix Protect takes a different approach.
With a covered repair, your deductible is $100 or less, depending on your plan. The exact amount is defined by your contract, so you know what your share will be before you need to use your coverage.
That means the conversation isn’t, “How much is this going to cost me?”
You already know your number.
Straightforward protection from people who know the business
Fenix Protect has been helping customers protect their investments for more than 18 years. During that time, we’ve built our business around making protection easier to understand and providing support when customers need it.
Our experience isn’t just a number on a page. It shows up in the way we explain coverage, answer questions, help customers understand their options, and support them through the claims process.
Fenix Protect has paid more than 130,000 claims covering more than $73 million in repairs. Those numbers represent real customers dealing with real repairs and getting help when they needed it.
And our A+ BBB rating and accreditation provide another measure of our commitment to doing business responsibly.
A service contract is not insurance
A service contract and insurance serve different purposes.
Homeowners insurance generally addresses covered events such as certain types of property damage, while a Home Service Contract helps cover eligible systems and appliances when they experience covered operational failures.
We think the difference should be easy to understand. We’ll tell you what your plan covers, what it doesn’t, what your deductible is, and what requirements apply.
No decoding required.
When something breaks, you’ll know what comes next
The point of a service contract isn’t to make a breakdown exciting. It’s to make the next step easier.
For vehicle repairs, a licensed repair shop diagnoses the problem and contacts Claims. The claim is reviewed before an authorized repair is completed.
For home repairs, you contact Claims and Fenix coordinates the service process with a provider. Your provider will reach out within the timeframe outlined by your plan and the claims process.
Coverage, exclusions, limits, and eligibility vary by contract. That’s why understanding your plan before you need it matters.
Protection that makes sense
You don’t buy a service contract because you expect everything to break tomorrow.
You buy one because things break eventually.
A car needs a transmission. A furnace stops heating. A refrigerator quits cooling. A water heater gives up at exactly the wrong time.
Fenix Protect helps you prepare for those moments without making the process more complicated than it needs to be.
Vehicle. Home. Or both.
Know what you’re getting. Know your number. Know who you can turn to when something breaks.
That’s what protection should feel like.
Ready to get protected?
Whether you’re looking for protection on your Vehicle, Home or both, Fenix Protect can help you understand your options and find a plan that fits your needs.
Get a quote online or call Fenix Protect at 833-252-4253 to learn more about our service contracts and find out how we can help you be prepared for the repairs you don’t see coming.
